Custom Version of Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number That Shapes Your Financial Future
- ISBN-10
- 0132366762
- ISBN-13
- 9780132366762
- Category
- Consumer credit
- Pages
- 192
- Language
- English
- Published
- 2005-05-16
- Publisher
- Prentice Hall
- Author
- Liz Weston
Description
Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: You're now being judged on your credit score by everyone from employers to cellphone carriers. Now, MSNBC/L.A. Times journalist Liz Weston has thoroughly updated her best-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. "Your Credit Score, Fourth Edition" thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. You'll find new information on "FAKO" alternative scores... expanded coverage of short sales, foreclosures, the new FICO 8 Mortgage Score, and when to "walk away" from a mortgage... guidance on protecting yourself against new credit risks from social networking and mobile banking... expanded coverage of credit scoring by insurers... and an all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Weston updates her expert guidance on using FICO 08 to raise your score... fighting lower limits and higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt... and much more
Get the book
Similar books
-
Rich Dad's Advisors®: The ABC's of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into...
By Garrett SuttonIf your credit report is inaccurate or you're a victim of fraud , that information will influence your score . ... Another alternative is for the dealership to use its own custom version of a FICObased score , which turns out to be ...
-
Building Your Custom Home For Dummies
By Peter Economy, Kevin Daum, Janice BrewsterTwo tremendously talented professionals were particularly generous in contributing their time and expertise: Mike Lynn of Select Builders in Millville, Delaware, and Grace Soueidan of Sunset Equity Group in Culver City, California.
-
Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future
By Liz WestonI recently got this email from a job hunter: “You once said in a column that employers sometimes check your credit report but that they had to let you know if that was a factor in denying you a job. I think employers routinely check ...
-
Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future
By Liz Pulliam WestonIf you think it does, you would expect to get some support from J. Robert Hunter, a consumer advocate and insurance expert for the Consumer Federation of America. He's been sharply critical of the insurance industry on many occasions, ...
-
Give Yourself Credit
By Nancy ComptonIn order for a FICO® score to be calculated on your credit report, the report must contain at least one account which ... Custom credit scoring A custom score (sometimes referred to as an application score) is generated by the lender ...
-
Your Credit Score, Your Money & What's at Stake (Updated Edition): How to Improve the 3-Digit Number that Shapes Your...
By Liz WestonMany were introduced to credit scoring by two pioneers in the field: engineer Bill Fair and mathematician Earl Isaac, who founded the firm Fair ... The cost to develop and implement these custom formulas was—and still is—considerable.
-
Credit Repair Kit For Dummies
By Steve BucciNow, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition.
-
Delinquent: Inside America's Debt Machine
By Elena BotellaThe version of your credit report you see at AnnualCreditReport.com will not contain any credit scores like FICO or Vantage. ... The reality is that the banks' own custom-built risk models matter much more than either FICO or Vantage.
-
Enough Bull: How to Retire Well without the Stock Market, Mutual Funds, or Even an Investment Advisor
By David TrahairHow to get a free copy of your credit report If you make a request in writing and mail or fax it to either of the ... of your score and how lenders view your • credit risk tips on how you can improve your credit score • custom graphs ...
-
A Million Ways to a Million Dollars
By San BristolA Million Ways to a Million Dollars