This proven 12th Edition text presents an arithmetic-based, basic approach to business math, designed for career and community college arithmetic-based Business Mathematics courses in both quarter and semester terms taught out of business or mathematics departments. It emphasizes a practical, skill-building approach to prepare students for future careers in business through step-by-step development of concepts, numerous practice exercises throughout, and a focus on real-world application of techniques. The text advances from most basic to more complex business math topics. A brief version is also available.