From Heaven to Earth: Soft Landing Your Family Budget:14 Steps to Manage Downsizing Family Finances in Downsizing Times

From Heaven to Earth: Soft Landing Your Family Budget:14 Steps to Manage Downsizing Family Finances in Downsizing Times
ISBN-10
0595654312
ISBN-13
9780595654314
Series
From Heaven to Earth
Category
Business & Economics
Pages
145
Language
English
Published
2002-12-01
Publisher
Writers Club Press
Author
Michelle Eagles

Description

In 1999, according to IRS data, my family got into the first 5% of American households by income. Surprisingly, we were not rich. We still were uncomfortable about the time when our kids will go to a college, and our retirement plans were far from clear, but it was not too bad either. We were able to have what we need, keep accounting loose, and the balance on the checking account was still slowly but persistently coming up. In 2001, with the dot-Com melt, my company had downsized and I lost my job as a software developer. We started to live on my husband’s salary and every month became a struggle. Sounds familiar? Today many families find themselves in a complicated financial situation. Families who lived on two salaries, have to adjust to only one. Families, who counted on stock options, now have to live on salary. But, salaries don’t grow today as they used to, if they grow at all. And despite all the money you still bring home, and all the efforts you apply, you are still slowly, but consistently going down. These are the families that this book is written for.

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