Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.
A catalogue and summary of all laws specifically governing the operations of national banks, encompassing OCC, Federal Reserve, FDIC, and SEC regulations and the 1996 changes to the OCC Interpretive...
The work draws together material from a wide range of sources including company law, trusts and investor protection legislation to make it the one-stop reference guide for all those interested in banking law.Recent developments include a ...
Topics discussed include: • Rationales for banking regulation • Choices among charters • Structure of banking organizations • Powers of banks and financial holding companies • Securities powers of banks • Community reinvestment ...
The Banking Law Reference Guide for National Banks
FFIEC identified a range of risk factors implicated by social media in this context: “the risk of harm to consumers, compliance and legal risk, operational risk, and reputation risk. Increased risk can arise from a variety of directions ...
Banking Law in the United States
This deskbook covers all significant legislation on commercial banking, including: UCC Article 9, usury, commercial paper, consumer credit, and other related areas. The work focuses on everyday problems and pitfalls...