Consumer law, particularly consumer credit law, is characterised by increasingly complex regulation in Western economies. Reacting to the Global Financial Crisis, governments in the UK, the EU, Australia, New Zealand and the United States have adopted new laws dealing with consumer credit, responsible lending, consumer guarantees and unfair contracts. Drawing together authors from all of these jurisdictions, this book analyses and evaluates these initiatives, and makes predictions as to their likely success and possible flaws.
The third edition of this text is designed to bring the reader up to date with developments in consumer law up to 1999. It includes material on utilities and financial services regulation.
Consumer Credit and the Law
This incisive book gives a comprehensive overview of the regulation of consumer credit in both the US and the UK. It covers policy, procedure and the dynamics of the consumer credit relationship to advocate for a balanced approach in ...
The field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and ...
The Third Edition has been completely updated to include current and emerging issues in Consumer Law. The text covers a range of topics, including advertising and marketing, consumer credit regulation,...
The book employs a popular problems approach—enjoyed by professors and students for interesting fact patterns—which illustrates relevant issues and their resolution and helps put consumer law statutes and regulations into context.
Federal and state law dealing with consumer transactions is covered, including caselaw and statutes. The volume begins with an overview of public (both FTC and CFPB) and private enforcement actions to regulate the marketplace.
... credit agreement or to a linked transaction in relation to either such agreement. As the provisions relating to unfair ... 1974, s 113. '(a) any charge payable under Unfair relationships and security 289 Unfair relationships and security.
Michael L. Rustad. assistance and made editorial suggestions on individual chapters. Jen D. Frank of the Syracuse College of Law also provided useful editorial suggestions and research assistance during the summer of 2006.
This is a casebook that focuses on special rules for consumer transactions that supplement the contract, property and tort rules that apply to those transactions. The material is divided into...