An insurance claims agent is drafted to play detective, first by her own company and later by the owner of an art gallery. Lana Davis' problems start when her boss, Charley, insists that she's the ideal person to fly to Santa Fe to track down Antonio Chavez, cousin to First Century Life's client Miguel Garcia and rival to Garcia's claim on his great-aunt's insurance policy. Lana has no idea how to conduct a missing person investigation, but she's worn down by Charley's insistence and encouraged by a wan hope of rekindling her relationship with her old flame Alan Finley in Santa Fe.