Game Changer allows anyone to overcome the erroneous credit reporting mistakes of the past and correct them. Bad credit? No credit? Game Changer is loaded with knowledgeable, easy-to-follow advice no matter where someone is in their financial journey. It's time to stop being the victim of a low credit score, Ebony Washington exposes the naked truth of credit repair secrets. By using the methods modeled from certified credit repair specialists and credit attorneys, anyone can succeed in repairing credit using Game Changer techniques. High FICO scores mean being able to qualify for the best financing that can save thousands of dollars over the term of any loan. Not to mention, the ability to make your dreams become reality, options that may never be possible without a solid credit resume. Ebony, learned from personal experience like millions of Americans, having bad credit can jeopardize someone's livelihood. Credit in American is the new money. After working and being a YouTube graduate, she studied consumer rights and laws on how to fix what seemed irreparable, then applied practical steps and proven methods that cleaned up her credit report in less than a year. Inside these pages include suggestions for ending debt collector calls, how to increase credit scores on a monthly basis, writing effective dispute letters, the truth about credit sweeps, removing student loans and bankruptcies from credit reports, plus secrets of building a CNP. Ebony reveals hidden truths about the credit bureau gangsters that allow average consumers the chance to win the credit game. In the US 82% of financial problems are due to a lack of credit knowledge. A good credit score is essential if you want to enjoy financial freedom.