醫療保險(增訂版) 

醫療保險(增訂版) 
ISBN-10
9620449703
ISBN-13
9789620449703
Category
Medical / Health Policy
Pages
126
Language
Chinese
Published
2022-06-01
Publisher
三聯書店(香港)有限公司
Author
林瑩

Description

醫療保險為個人減輕醫療負擔,改善醫療環境。 醫療保險乃為因病痛而產生的合理醫療開支,提供的報銷保障,由經濟角度支援受保人,使其具選擇更優質醫療服務的可能。 醫療保險有利社會及個人發展。於社會層面,醫療保險有助鼓勵患者由公營機構分流至私營醫療機構,減輕民眾對公立醫院的依賴程度,令政府可更妥善分配公共資源。而在個人層面,醫療保險亦有效協助民眾面對醫療開支上升的風險,減輕經濟壓力。在醫療保險理賠的「補底」下,受保人可以選擇更適合的醫療設施及服務,如私家醫院、較佳的休養環境、醫護更悉心的照顧等。 醫療保險涵蓋不同疾病及治療方式,如何選擇最適合的醫療保險或在申請索償時有哪些注意事項,往往讓消費者苦惱不已。《保險叢書3︰醫療保險(增訂版)》以深入淺出的形式向讀者全面地介紹「醫療保險」這一重要險種,包括醫療保險的理念、保單審核的基本元素、醫療保險保單內容,以及醫療保險索償等。全書以生動有趣的故事形式向讀者介紹醫療保險,增加其對醫療保險產品的認識。本增訂版更增加了有關「自願醫保計劃」的介紹,包括參與自願醫保計劃的基本準則、產品類型、保障範圍等,也闡述了選擇自願醫保計劃時需考慮的因素,解答讀者對自願醫保計劃的疑問。此外,本書還新增了「未來醫療發展趨勢」部分,向讀者介紹了香港醫療服務的最新發展趨勢,如遙距醫療服務及健康運動應用程式,協助讀者對未來的醫療發展有更具體的概念,懂得適時為自己選擇適合自己的醫療保障。 無論你是否已擁有醫療保險保單,或正考慮是否購買醫療保險,這本書都能讓你對「醫療保險」有更深入的了解,值得一讀。

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