Hitting the Reset Button: A Consumer's Guide to Understanding Bankruptcy

Description

Are you going through debt problems? Are the worries about paying bills keeping you up at night to the point that you're considering filing bankruptcy? Houston-based lawyer Jason Lindamood has written this book as a beginners' guide to understanding: (1) Alternatives to filing bankruptcy, (2) The different types of bankruptcy available to an individual, (3) How the filing process works, and (4) Why "life after bankruptcy" is less daunting than one may think. If you are experiencing anxieties about being able to make your house payment, having enough money to make the minimum payments on your credit cards, or worrying about whether there's enough money in the bank to cover a simple debit-card purchase at the store, know that you're not alone. Sometimes "life just happens". Many of us have been there. Whether its because of a job loss, unexpected medical bills, or even simply using our credit cards to make ends meet every month to the point that we're so far in debt that it feels like the walls are closing in on us, it's something from which none of us are immune. There's no reason to be ashamed, embarrassed, or scared. Realize that more people than you think have been (or are currently in) the exact same position that you are. Again, you're not alone. And, in the right circumstances, filing for bankruptcy can help give us a fresh start. The laws are there to provide relief for those that need it. Those are tools available to all of us if the circumstances require it. We all deserve to sleep peacefully at night without the claustrophobic pressure of financial burdens. If we're fortunate, that means we just need a little time to get back on our feet. If we're not as fortunate, then that may mean taking the necessary steps to achieve what we all deserve a chance at having -- a fresh start. And sometimes; that means Hitting the Reset Button.

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